Chase - Chase FreedomSM Visa: Cash
Earn 3% Cash Back for every eligible $1 spent* in purchases
| Intro APR | Intro APR period | Regular APR | Annual fee | Fee: | Balance transfers | Credit needed | Type of credit card |
| 0% | 6 months | 14.24% | $0 | Yes | Good Credit |
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With the Chase FreedomSM Visa: Cash card everyday purchases earn consumers 3% cash back every time they use their card for eligible Gas, Grocery and Quick Service Restaurant purchases. They'll still receive a full 1% for every dollar spent on other purchases.
- Earn 3% Cash Back for every eligible $1 spent* in purchases at:
- Grocery Stores: Stock up on food, household goods and more
- Gas Stations: Use your card for fuel, repairs, car washes, and other purchases
- Quick Service Restaurants: Rewards add up fast from pizza to hamburgers to tacos
- - even sandwich shops, coffee houses and more
- Earn 1% Cash Back for every $1 spent* in purchases everywhere else
- Get a $50 Check once you've earned $50 in rewards
- Save up $200 in rewards and redeem for $250 cash back
- Save with 0% APR* for up to 6 months** and No Annual Fee
Editor's review:
The Chase Freedom(SM) Credit Card, issued by Chase, is designed for those who have excellent credit and plan to take advantage of the cash rewards program.
Through the rewards program, cardholders earn a 3% rebate on purchases made in the 3 bonus categories where they have spent the most that billing cycle. There are 15 bonus categories altogether including: grocery stores, gas stations, quick service restaurants, telecommunications, cable/satellite TV/Internet service providers, video rentals, department stores, dry cleaners, drugstores, movie theatres, local and suburban commuter passenger transportation, pet supply stores and veterinary services, utilities, beauty shops, and gym/recreation memberships. Cardholders also earn a 1% rebate on all other purchases.
Cardholders are eligible to receive a $50 check once $50 in rewards have been earned or a $250 check once $200 in rewards have been earned, which is a bonus of $50. Cardholders will also receive a $50 bonus rebate after their first purchase, balance transfer, or check transaction. Plus, they have the freedom to switch rewards to earn points instead of cash back.
In addition to the rewards program, the card also offers many cardholder benefits provided by Chase, such as travel accident insurance, auto rental insurance, and travel and emergency assistance services.
The card has no annual fee and an average APR for purchases.
Therefore, those who plan to take advantage of the cash rewards program will benefit most from what the Chase Freedom(SM) Credit Card has to offer.